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Why is My Flipkart Pay Later Not Working?

Flipkart Pay Later allows you to make purchases on credit and pay for them later. However, you may face situations where Flipkart Pay Later option does not show up or stops working during checkout on the Flipkart app or website. There could be several reasons behind this.

Common Reasons Why Flipkart Pay Later May Not Work

Here are some of the common reasons why you may face issues with Flipkart Pay Later:

  • Reached credit limit – Flipkart sets a credit limit based on your eligibility. Once you exceed this limit, you cannot use Pay Later further until previous dues are cleared.
  • Pending payments – If you have any pending payments or unpaid EMIs with Flipkart Pay Later, the feature gets temporarily blocked until you clear outstanding dues.
  • Bank verification issue – Flipkart verifies your bank account while activating Pay Later. Any mismatch in details provided can lead to verification failure and block the facility.
  • App or site glitches – Temporary technical glitches on Flipkart’s app or website may also cause Pay Later option to not show up.
  • Eligibility criteria not met – You must meet certain eligibility criteria set by Flipkart regarding credit score, purchase history etc. Failing to meet them would make you ineligible for Pay Later.

How to Troubleshoot Flipkart Pay Later Not Working

If you face Pay Later not working, try these troubleshooting tips:

  • Update the Flipkart app or refresh site. Restarting the app/browser can help fix temporary glitches.
  • Check account statements for any pending payments or unpaid EMIs. Clear any outstanding dues immediately.
  • Contact Flipkart customer support to check if you have reached your credit limit or have any eligibility issues.
  • Verify that your bank account details (IFSC code, account number etc.) match on both Flipkart and bank accounts.
  • Try making a small purchase first if you are a new customer. Flipkart may unlock higher credit limit after few successful repayments.
  • Make sure you have an active internet connection on your phone/computer. Pay Later requires real-time verification.

Following these tips should help you identify and resolve the exact issue why your Flipkart Pay Later is not working. Contact customer care if the problem persists.

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